At Peachtree Investment Partners, we have a long-term relationship with our clients. We work with you to build a customized portfolio that reflects your goals, your financial situation and your approach to risk. Our primary focus is on preservation of principal. We actively monitor each company we own, striving for consistent returns that beat the market but don’t create too much volatility.

In the end, we believe that profitability is the key indicator of the health of a company. Our main measure of profitability is a high return on capital; we look for companies that can invest their own money at high rates of return.

We also look for companies that are generating free cash flow, which gives them the flexibility for things such as such as dividend increases, buying back stock and debt payment. Free cash flow also allows them to make strategic acquisitions that can help grow the company and expand its profits.

Finally, we focus on dividend-paying stocks. We believe that dividends help to further protect portfolios against volatility. In addition, we note that, since the late 1920s, a third of total equity-market returns has come from dividends rather than from share-price gains.

We develop portfolios for the long-term, evaluating both a company’s performance over time and the expectation of continued performance going forward. We also look for companies that we believe are poised for an up-turn because of events such as new management, new products or changes in their financial situation.

In our fixed income investments, we focus on credit-worthy corporate issuers that have been given a debt rating of BBB- or better by at least one of the nationally recognized credit agencies. We like to keep the duration between two and six years, and we look for companies that we believe have sound underlying financial structures.

Overall, our portfolios are diversified, although we can concentrate in a specific sector that we feel is experiencing good growth. We also can hold a large percentage of the portfolio in cash, if market conditions call for it. We participate in international as well as domestic markets. And we are sensitive to your specific tax situation, because we know you want to keep as much of your money as you can.